Maruti Suzuki Fronx Car Loan EMI Calculator

₹ 15,237.
Here is how - Maruti Suzuki Fronx price starts from ₹ 8,83,763 in Karad. If you pay a down payment of ₹ 1,32,315 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 15,237.

The cheapest Fronx model is Sigma 1.2L MT which is priced at ₹ 8,83,763 in Karad. You will need to pay at least a ₹ 1,32,315 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Fronx.

Version	On-road price in Karad	Max Loan
Sigma 1.2L MT	₹ 8,83,763	₹ 7,51,448
Delta 1.2L MT	₹ 9,85,549	₹ 8,37,448
Delta 1.2L AGS	₹ 10,42,947	₹ 8,87,448
Delta Plus 1.2L MT	₹ 10,31,467	₹ 8,77,448
Delta Plus 1.2L AGS	₹ 10,88,866	₹ 9,27,448
Delta Plus 1.0 Turbo MT	₹ 11,33,915	₹ 9,72,500
Zeta 1.0L Turbo MT	₹ 12,50,316	₹ 10,55,448
Alpha 1.0L Turbo MT Dual Tone	₹ 13,76,355	₹ 11,63,500
Alpha 1.0L Turbo MT	₹ 13,57,630	₹ 11,47,448
Alpha 1.0L Turbo 6 AT Dual Tone	₹ 15,39,599	₹ 13,03,448
Zeta 1.0L Turbo 6 AT	₹ 14,13,621	₹ 11,95,448
Alpha 1.0L Turbo 6 AT	₹ 15,20,935	₹ 12,87,448
Sigma 1.2 CNG	₹ 9,61,346	₹ 8,46,448
Delta 1.2 CNG	₹ 10,56,562	₹ 9,32,448
Delta Plus (O) 1.2L MT	₹ 10,49,321	₹ 8,93,000
Delta Plus (O) 1.2L AGS	₹ 11,06,719	₹ 9,43,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Fronx Sigma 1.2L MT will be ₹ 13,775 but you will have to pay interest of ₹ 4,05,652 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 27,694, but your interest payment will be only ₹ 2,45,536 over the 3 years period.

₹ 15,237
Maruti Suzuki Fronx price starts from ₹ 8,83,763 in Karad.

We have considered
Down-payement : ₹ 1,32,315
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Fronx with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 2,95,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Fronx starts from ₹ 8.84 Lakh, you can get a loan with an annual income as low as ₹ 2.95 lakh.

Here are the most important things you should consider while getting a car loan for a new Fronx

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.