Tata Safari [2015-2017] Car Loan EMI Calculator

₹ 16,507.
Here is how - Tata Safari [2015-2017] price starts from ₹ 8,70,294 in Jalandhar. If you pay a down payment of ₹ 56,219 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 16,507.

The cheapest Safari [2015-2017] model is 4x2 LX DiCOR 2.2 VTT which is priced at ₹ 8,70,294 in Jalandhar. You will need to pay at least a ₹ 56,219 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Safari [2015-2017].

Version	On-road price in Jalandhar	Max Loan
4x2 LX DiCOR 2.2 VTT	₹ 8,70,294	₹ 8,14,075
4x2 EX DiCOR 2.2 VTT	₹ 9,99,340	₹ 9,36,320
4x4 EX DiCOR 2.2 VTT	₹ 10,43,657	₹ 9,78,301
4x4 GX DICOR 2.2 VTT	₹ 11,68,964	₹ 10,97,002
4x2 GX DICOR 2.2 VTT	₹ 10,63,682	₹ 9,97,270
4x2 VX DICOR BS-IV	₹ 14,03,336	₹ 12,70,865
4x4 VX DICOR BS-IV	₹ 15,12,008	₹ 13,70,050
4x2 GX DICOR BS-IV	₹ 12,81,115	₹ 11,59,313
4x4 GX DICOR BS-IV	₹ 14,71,676	₹ 13,33,239
4x4 EX DICOR BS-IV	₹ 11,60,410	₹ 10,29,622
4x2 LX DICOR BS IV	₹ 10,24,141	₹ 9,03,781
4x2 EX DICOR BS IV	₹ 11,57,885	₹ 10,16,642
4x2 LX DICOR BS-III	₹ 9,32,937	₹ 8,41,530
4x2 EX DICOR BS-III	₹ 10,43,540	₹ 9,42,477

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Safari [2015-2017] 4x2 LX DiCOR 2.2 VTT will be ₹ 13,565 but you will have to pay interest of ₹ 3,25,385 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 27,272, but your interest payment will be only ₹ 1,67,717 over the 3 years period.

₹ 16,507
Tata Safari [2015-2017] price starts from ₹ 8,70,294 in Jalandhar.

We have considered
Down-payement : ₹ 56,219
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Safari [2015-2017] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 2,91,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Safari [2015-2017] starts from ₹ 8.70 Lakh, you can get a loan with an annual income as low as ₹ 2.91 lakh.

Here are the most important things you should consider while getting a car loan for a new Safari [2015-2017]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.