Volkswagen Taigun Car Loan EMI Calculator

₹ 28,549.
Here is how - Volkswagen Taigun price starts from ₹ 16,62,945 in Mumbai. If you pay a down payment of ₹ 2,54,945 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 28,549.

The cheapest Taigun model is Sport GT Line 1.0 MT which is priced at ₹ 16,62,945 in Mumbai. You will need to pay at least a ₹ 2,54,945 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Taigun.

Version	On-road price in Mumbai	Max Loan
Topline 1.0 TSI MT	₹ 19,02,189	₹ 16,11,900
GT 1.5 TSI MT	₹ 19,86,832	₹ 16,77,400
Topline 1.0 TSI AT	₹ 20,79,068	₹ 17,62,900
GT Plus 1.5 TSI DSG	₹ 22,99,489	₹ 19,43,900
GT Plus 1.5 MT	₹ 21,51,667	₹ 18,17,900
GT Edge Trail Edition	₹ 19,89,483	₹ 16,77,400
GT Plus Edge Limited Edition Deep Black Pearl	₹ 21,72,332	₹ 18,37,900
GT Plus Edge Limited Edition Carbon Steel Grey Matte	₹ 21,82,170	₹ 18,43,900
GT Plus Edge Limited Edition DSG Deep Black Pearl	₹ 23,22,954	₹ 19,63,900
Topline 1.0 TSI MT (Electric Seats)	₹ 19,24,445	₹ 16,30,900
Topline 1.0 TSI AT (Electric Seats)	₹ 21,08,353	₹ 17,87,900
GT Plus 1.5 MT (Electric Seats)	₹ 21,93,902	₹ 18,53,900
GT Plus 1.5 TSI DSG (Electric Seats)	₹ 23,34,685	₹ 19,73,900
GT Plus Edge Deep Black Pearl (Electric Seats)	₹ 22,17,364	₹ 18,73,900
GT Plus Edge DSG Deep Black Pearl (Electric Seats)	₹ 23,58,148	₹ 19,93,900
GT Plus Edge Carbon Steel Grey Matte (Electric Seats)	₹ 22,24,405	₹ 18,79,900
GT Plus Edge DSG Carbon Steel Grey Matte (Electric Seats)	₹ 23,65,189	₹ 19,99,900
GT Plus Edge DSG Carbon Steel Grey Matte	₹ 23,29,992	₹ 19,69,900
Sound Edition Topline MT	₹ 19,44,645	₹ 16,50,900
Sound Edition Topline AT	₹ 21,31,779	₹ 18,07,900
Sport GT Line 1.0 MT	₹ 16,62,945	₹ 14,08,000
Sport GT Line 1.0 AT	₹ 18,47,980	₹ 15,63,000
Sport GT Plus 1.5 MT	₹ 21,94,795	₹ 18,53,000
Sport GT Plus 1.5 DSG	₹ 23,35,099	₹ 19,73,000
Comfortline 1.0 TSI MT	₹ 13,84,974	₹ 11,69,900
Highline 1.0 TSI MT	₹ 16,40,063	₹ 13,88,400
Highline 1.0 TSI AT	₹ 18,25,098	₹ 15,43,400
GT 1.5 DSG	₹ 20,58,466	₹ 17,36,400

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Taigun Sport GT Line 1.0 MT will be ₹ 25,919 but you will have to pay interest of ₹ 7,69,196 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 52,111, but your interest payment will be only ₹ 4,67,996 over the 3 years period.

₹ 28,549
Volkswagen Taigun price starts from ₹ 16,62,945 in Mumbai.

We have considered
Down-payement : ₹ 2,54,945
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Taigun with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 5,55,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Taigun starts from ₹ 16.63 Lakh, you can get a loan with an annual income as low as ₹ 5.55 lakh.

Here are the most important things you should consider while getting a car loan for a new Taigun

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.