For the base model
X1 2020 , whose price is
₹ 49.05 Lakh, you will need to do a down payment of
₹ 8,36,474. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 84,147 for a 5 years loan.