For the base model
XM , whose price is
₹ 3.20 Crore, you will need to do a down payment of
₹ 59,98,804. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 5,27,186 for a 5 years loan.