For the base model
Cruze 2009 , whose price is
₹ 13.76 Lakh, you will need to do a down payment of
₹ 82,862. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 26,215 for a 5 years loan.