Citroen Aircross Car Loan EMI Calculator

₹ 17,215.
Here is how - Citroen Aircross price starts from ₹ 9,91,625 in Mumbai. If you pay a down payment of ₹ 1,42,625 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 17,215.

The cheapest Aircross model is You 1.2 5 STR which is priced at ₹ 9,91,625 in Mumbai. You will need to pay at least a ₹ 1,42,625 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Aircross.

Version	On-road price in Mumbai	Max Loan
You 1.2 5 STR	₹ 9,91,625	₹ 8,49,000
Plus 1.2 5 STR	₹ 11,63,976	₹ 9,99,000
Plus 1.2 Turbo 5 STR	₹ 14,13,670	₹ 11,95,300
Max 1.2 Turbo 5 STR	₹ 15,00,776	₹ 12,69,800
Max 1.2 Turbo 5 STR Dual Tone	₹ 15,24,160	₹ 12,89,800
Plus 1.2 Turbo 5 STR AT	₹ 15,65,666	₹ 13,25,300
Max 1.2 Turbo 5 STR AT	₹ 16,52,772	₹ 13,99,800
Max 1.2 Turbo 5 STR AT Dual Tone	₹ 16,76,156	₹ 14,19,800
Plus 1.2 Turbo 7 STR	₹ 14,54,592	₹ 12,30,300
Max 1.2 Turbo 7 STR	₹ 15,41,698	₹ 13,04,800
Max 1.2 Turbo 7 STR Dual Tone	₹ 15,65,082	₹ 13,24,800
Max 1.2 Turbo AT 7 STR	₹ 16,93,694	₹ 14,34,800
Max 1.2 Turbo AT 7 STR Dual Tone	₹ 17,17,078	₹ 14,54,800
Plus 1.2 5 STR Xplorer Edition	₹ 12,12,217	₹ 10,23,000
Max 1.2 Turbo 5 STR Xplorer Edition	₹ 15,28,837	₹ 12,93,800

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Aircross You 1.2 5 STR will be ₹ 15,456 but you will have to pay interest of ₹ 4,49,304 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 31,074, but your interest payment will be only ₹ 2,69,664 over the 3 years period.

₹ 17,215
Citroen Aircross price starts from ₹ 9,91,625 in Mumbai.

We have considered
Down-payement : ₹ 1,42,625
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Aircross with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,31,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Aircross starts from ₹ 9.92 Lakh, you can get a loan with an annual income as low as ₹ 3.31 lakh.

Here are the most important things you should consider while getting a car loan for a new Aircross

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.