For the base model
S-Cross 2020 , whose price is
₹ 9.75 Lakh, you will need to do a down payment of
₹ 1,36,435. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 17,012 for a 5 years loan.