For the base model
S-Cross 2020 , whose price is
₹ 10.27 Lakh, you will need to do a down payment of
₹ 1,31,529. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 18,147 for a 5 years loan.