Tata Curvv Car Loan EMI Calculator

₹ 20,256.
Here is how - Tata Curvv price starts from ₹ 11,72,036 in Mumbai. If you pay a down payment of ₹ 1,73,036 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 20,256.

The cheapest Curvv model is Smart 1.2 Revotron Petrol 6MT which is priced at ₹ 11,72,036 in Mumbai. You will need to pay at least a ₹ 1,73,036 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Curvv.

Version	On-road price in Mumbai	Max Loan
Smart 1.2 Revotron Petrol 6MT	₹ 11,72,036	₹ 9,99,000
Smart 1.5 Kryojet Diesel 6MT	₹ 13,91,036	₹ 11,49,000
Pure Plus 1.2 Revotron Petrol 6MT	₹ 13,09,136	₹ 10,99,000
Pure Plus S 1.2 Revotron Petrol 6MT	₹ 13,92,137	₹ 11,69,990
Creative 1.2 Revotron Petrol 6MT	₹ 14,49,440	₹ 12,19,000
Creative Plus S 1.2 Revotron Petrol 6MT	₹ 16,24,821	₹ 13,69,000
Creative S 1.2 Revotron Petrol 6MT	₹ 15,07,900	₹ 12,69,000
Accomplished S 1.2 Revotron Petrol 6MT	₹ 17,41,741	₹ 14,69,000
Pure Plus 1.2 Revotron Petrol 7DCA	₹ 14,84,516	₹ 12,49,000
Pure Plus S 1.2 Revotron Petrol 7DCA	₹ 15,67,517	₹ 13,19,990
Creative 1.2 Revotron Petrol 7DCA	₹ 16,25,977	₹ 13,69,990
Creative S 1.2 Hyperion GDI Petrol 6MT	₹ 16,59,897	₹ 13,99,000
Creative S 1.2 Revotron Petrol 7DCA	₹ 16,84,437	₹ 14,19,990
Creative Plus S 1.2 Revotron Petrol 7DCA	₹ 18,05,437	₹ 15,19,990
Accomplished S 1.2 Revotron Petrol 7DCA	₹ 19,22,358	₹ 16,19,990
Creative Plus S 1.2 Hyperion GDI Petrol 6MT	₹ 17,76,817	₹ 14,99,000
Accomplished S 1.2 Hyperion GDI Petrol 6MT	₹ 18,97,817	₹ 15,99,000
Accomplished Plus A 1.2 Hyperion GDI Petrol 6MT	₹ 20,73,198	₹ 17,49,000
Creative Plus S 1.2 Hyperion GDI Petrol 7DCA	₹ 19,57,434	₹ 16,49,990
Accomplished S 1.2 Hyperion GDI Petrol 7DCA	₹ 20,74,354	₹ 17,49,990
Accomplished Plus A 1.2 Hyperion GDI Petrol 7DCA	₹ 22,49,734	₹ 18,99,990
Pure Plus 1.5 Kryojet Diesel 6MT	₹ 15,09,996	₹ 12,49,000
Pure Plus S 1.5 Kryojet Diesel 6MT	₹ 15,94,445	₹ 13,19,990
Creative 1.5 Kryojet Diesel 6MT	₹ 16,52,749	₹ 13,69,000
Creative S 1.5 Kryojet Diesel 6MT	₹ 17,12,229	₹ 14,19,000
Creative Plus S 1.5 Kryojet Diesel 6MT	₹ 18,35,269	₹ 15,19,000
Accomplished S 1.5 Kryojet Diesel 6MT	₹ 19,54,229	₹ 16,19,000
Accomplished Plus A 1.5 Kryojet Diesel 6MT	₹ 21,32,670	₹ 17,69,000
Pure Plus 1.5 Kryojet Diesel 7DCA	₹ 16,88,437	₹ 13,99,000
Pure Plus S 1.5 Kryojet Diesel 7DCA	₹ 17,72,885	₹ 14,69,990
Creative S 1.5 Kryojet Diesel 7DCA	₹ 18,95,926	₹ 15,69,990
Creative Plus S 1.5 Kryojet Diesel 7DCA	₹ 20,14,886	₹ 16,69,990
Accomplished S 1.5 Kryojet Diesel 7DCA	₹ 21,33,846	₹ 17,69,990
Accomplished Plus A 1.5 Kryojet Diesel 7DCA	₹ 22,88,494	₹ 18,99,990

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Curvv Smart 1.2 Revotron Petrol 6MT will be ₹ 18,268 but you will have to pay interest of ₹ 5,35,512 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 36,727, but your interest payment will be only ₹ 3,23,172 over the 3 years period.

₹ 20,256
Tata Curvv price starts from ₹ 11,72,036 in Mumbai.

We have considered
Down-payement : ₹ 1,73,036
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Curvv with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,91,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Curvv starts from ₹ 11.72 Lakh, you can get a loan with an annual income as low as ₹ 3.91 lakh.

Here are the most important things you should consider while getting a car loan for a new Curvv

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.