For the base model
Virtus 2022 , whose price is
₹ 14.12 Lakh, you will need to do a down payment of
₹ 2,79,699. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 22,951 for a 5 years loan.