Tata Indica Vista [2008-2011] Car Loan EMI Calculator

₹ 7,202.
Here is how - Tata Indica Vista [2008-2011] price starts from ₹ 3,99,811 in Mumbai. If you pay a down payment of ₹ 44,606 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 7,202.

The cheapest Indica Vista [2008-2011] model is Terra 1.2 Safire which is priced at ₹ 3,99,811 in Mumbai. You will need to pay at least a ₹ 44,606 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Indica Vista [2008-2011].

Version	On-road price in Mumbai	Max Loan
Terra 1.2 Safire	₹ 3,99,811	₹ 3,55,205
Terra 1.4 TDI	₹ 4,42,924	₹ 3,94,192
Aqua 1.2 Safire	₹ 4,29,226	₹ 3,81,805
Aqua 1.3 Quadrajet	₹ 5,30,139	₹ 4,73,059
Aqua 1.4 TDI	₹ 4,67,936	₹ 4,16,809
Aura 1.2 Safire	₹ 4,63,001	₹ 4,12,347
Aura 1.3 Quadrajet	₹ 5,67,271	₹ 5,06,637
Terra 1.3 Quadrajet	₹ 4,98,427	₹ 4,44,382
LE Quadrajet BS-III	₹ 5,93,479	₹ 5,30,336
LE Safire BS-III	₹ 4,88,482	₹ 4,35,389
Aura ABS 1.2 Safire	₹ 4,88,530	₹ 4,35,433
Aura ABS 1.3 Quadrajet	₹ 5,92,802	₹ 5,29,724
Aura + 1.3 Quadrajet	₹ 6,22,881	₹ 5,56,924
Aura + 1.2 Safire	₹ 5,19,500	₹ 4,63,438
Aqua Safire BS-III	₹ 4,29,226	₹ 3,81,805
Aqua Quadrajet BS-III	₹ 5,62,592	₹ 5,02,406
Aqua TDI BS-III	₹ 5,18,403	₹ 4,62,447
Aura + Safire BS-III	₹ 5,21,000	₹ 4,63,332
Aura + Quadrajet BS-III	₹ 6,24,248	₹ 5,56,820
Aura Safire BS-III	₹ 4,57,173	₹ 4,07,077
Aura Quadrajet BS-III	₹ 5,61,442	₹ 5,01,366
Aura ABS Safire BS-III	₹ 4,82,701	₹ 4,30,162
Aura ABS Quadrajet BS-III	₹ 5,86,973	₹ 5,24,453
Terra Safire BS-III	₹ 4,01,464	₹ 3,55,095
Terra TDI BS-III	₹ 4,89,641	₹ 4,36,437
Terra Quadrajet BS-III	₹ 5,29,952	₹ 4,72,890
Aqua Safire BS-IV	₹ 4,79,722	₹ 4,17,390
Aqua Quadrajet BS-IV	₹ 5,80,296	₹ 5,15,584
Aura + Safire BS-IV	₹ 5,45,266	₹ 4,87,003
Aura + Quadrajet BS-IV	₹ 6,78,221	₹ 6,04,252
Aura Safire BS-IV	₹ 4,63,001	₹ 4,12,347
Aura Quadrajet BS-IV	₹ 5,67,271	₹ 5,06,637
Aura ABS Safire BS-IV	₹ 5,11,062	₹ 4,52,895
Aura ABS Quadrajet BS-IV	₹ 6,15,754	₹ 5,47,691
Terra Safire BS-IV	₹ 4,38,292	₹ 3,87,004
Terra Quadrajet BS-IV	₹ 5,47,696	₹ 4,86,066
Terra Safire-90 BS-IV	₹ 5,18,609	₹ 4,59,729
AQUA Safire-90 BS-IV	₹ 5,51,959	₹ 4,92,791
AURA ABS Safire-90 BS-IV	₹ 6,16,214	₹ 5,48,107
AURA Plus Safire-90 BS-IV	₹ 6,80,168	₹ 6,06,015

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Indica Vista [2008-2011] Terra 1.2 Safire will be ₹ 6,232 but you will have to pay interest of ₹ 1,68,283 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 12,529, but your interest payment will be only ₹ 95,839 over the 3 years period.

₹ 7,202
Tata Indica Vista [2008-2011] price starts from ₹ 3,99,811 in Mumbai.

We have considered
Down-payement : ₹ 44,606
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Indica Vista [2008-2011] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 1,34,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Indica Vista [2008-2011] starts from ₹ 4.00 Lakh, you can get a loan with an annual income as low as ₹ 1.34 lakh.

Here are the most important things you should consider while getting a car loan for a new Indica Vista [2008-2011]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.